The holiday season is a time for generosity. Whether you’re supporting a local nonprofit, donating to a favorite charity, or passing down a tradition of giving, every contribution can make a difference. With a little planning, you may also be able to make your charitable dollars go further. New tax rules taking effect in 2026…
Captain’s Log There’s Always a Reason to Wait If you’ve watched the news lately, you could easily list a few reasons to hold off on investing. There’s ongoing conflict overseas, and the Iran conflict and the energy shocks it set off have added to market swings this year. The midterm elections are just weeks away, and…
Investing would be easy if we could remove one thing from the equation: ourselves. Markets go up. Markets go down. Headlines get louder. And suddenly, the long-term investment strategy that seemed perfectly reasonable a few months ago can feel like the wrong decision. That’s where the psychology of investing comes in. Understanding how our emotions…
December Captain’s Log A Peak Ahead To 2024 What does history tell us about the performance of the S&P 500 during U.S. Presidential Election Years? One common narrative floating around by media and perception of investors is that an election year is perceived to provide negative returns. I can think of a list of things…
This is a case of the “when” being the “why,” so let’s knock out two birds with one overachieving boulder. On a runway. When you’re ramping up for one of the biggest life changes—retirement—you’ll definitely benefit from having a financial advisor or suffer from the lack of one. Whereas you’ll retire once, we’ve helped more…
Here’s the truth about retirement planning; it used to be a whole lot easier. There used to be a lot less planning involved. Life generally looked like this: work for 40 years at the same job, hang it up at age 65 and spend the remainder of your days collecting from the combination of your…