For many individuals and families, philanthropy is about more than generosity; it’s about making a meaningful, lasting impact. But effective charitable giving doesn’t happen by accident. Like any financial goal, it benefits from a thoughtful strategy that aligns with your values, tax situation, and long-term legacy plans. A strategic approach to philanthropy allows you to…
Captain’s Log January 2026 Market Perspective: Volatility Is Normal—Staying the Course Matters As we begin a new year, it’s natural to reflect on market performance and wonder what lies ahead. Headlines often focus on short-term swings, but history gives us a much clearer—and calmer—perspective. One important truth worth repeating: volatility is not a sign that…
Credit cards are often marketed as convenience, a simple swipe now, deal with it later. But for many households, that “later” turns into months or even years of payments, interest charges, and stress. Left unchecked, credit card debt can quietly undermine your financial progress and limit your ability to build real wealth. The truth is…
Captain’s Log Merry Christmas! The team at Anchor Wealth wishes you a very Merry Christmas and a safe, happy New Year! We are deeply grateful for you—our clients. Your trust, partnership, and commitment have made 2025 another year of meaningful growth and prosperity for our entire Anchor Wealth family. Thank you for continuing to walk…
Most people approach retirement planning with good intentions: you save diligently, invest consistently, try to picture what life will look like after your working years. But even the most thoughtful plan can overlook a few major factors that have a significant impact on your long-term financial stability. Health Care Costs Before and After Medicare Health…
Captain’s Log Why Doing Less Often Leads to More: The Hidden Cost of Constant Trading There is an old saying in investing: “Portfolios are like a bar of soap—the more you touch them, the smaller they get.” It is a funny image—but it is also true. The more investors try to “help” their portfolios by…
The holidays have a way of sneaking up on us. One minute it’s pumpkin spice season, and the next you’re wondering how your Christmas budget disappeared faster than the last cookie on the plate. It’s easy to get caught up in the spirit of giving, but come January, those credit card bills can put a…
Captain’s Log Staying Calm During the Government Shutdown As I write this, the government has been shut down for nine days and counting. The Kalshi betting markets currently estimate it could last around 25 days. The fact that people can bet on things like this is a bit wild—but then again, maybe they should find…
Picture this: you’ve just been paid, and before the weekend is over, your paycheck feels like it’s already gone. Credit card bills, car payments, subscriptions, eating out — it can feel like you’re working just to stay afloat. For many, this is where the journey toward debt-free living begins: with the realization that something has…
Captain’s Log A Smart Move at Age 59½ Did you know that once you turn 59½, most retirement plans allow you to take what’s called an in-service distribution? In plain terms, this means you can roll money out of your employer’s plan and into an IRA—without leaving your job. Why does this matter? Proactive Management:…